We have changed our name! Harry Morse Insurance Agency is now Peper Insurance!

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Harry Morse Insurance Agency
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Vehicle Coverage That's Right For You

 To properly protect yourself from auto liability, it is imperative that you maintain the proper level of coverage for your auto, motorcycle, RV or watercraft needs.

If you have any doubts about the appropriate level of vehicle coverage that's right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs. 

AUTO

 

Compulsory Auto Policy Coverage

  • Bodily Injury to Others
  • Personal Injury Protection
  • Bodily Injury Caused by Uninsured Auto
  • Damage to Someone Else's Property


Optional Coverages

  • Optional Bodily Injury to Others
  • Medical Payments
  • Collision
  • Comprehensive
  • Substitute Transportation
  • Towing and Labor
  • Bodily Injury Caused by an Underinsured Auto

Motorcycle

 

Required Coverages

  • Property Damage Liability
  • Bodily Injury Liability
  • Uninsured/Underinsured Motorist Coverage


 

Optional Coverages

  • Custom Parts and Equipment (CPE)
  • Roadside Assistance
  • Passenger Liability Coverage
  • Comprehensive
  • Collision Coverage
  • Medical Payments

Motorized & Towable RV

 

Motorized RV and Towable RV Coverage

  • Total loss replacement
  • Replacement cost personal effects
  • Vacation liability
  • Emergency expense coverage
  • Special windshield deductible
  • Recreational vehicle medical payments coverage
  • Medical payment coverage for a recreational vehicle

 

Travel Trailer Insurance

  • Conventional travel trailers
  • Fifth-Wheel travel trailers
  • Folding camper trailers
  • Truck campers

WATERCRAFT

  

Types of Watercraft

  • Boats – Vessels between 16 and 26ft long
  • Yachts – Vessels over 26ft
  • Personal Watercraft – under 16ft (Ski-doos, wave runners, etc.)

 

Coverages Available

  • Boat Liability
  • Medical Payments
  • On-water Towing
  • Property Damage
  • Uninsured/Underinsured Watercraft
  • Consequential Damage Coverage
  • Salvage Coverage
  • Trailer


Our Partners


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